The first two-wheelers are rolling through our streets again. The hottest two-wheeler is the scooter. As early as the 1960s, he enjoyed a large crowd. After that it was quiet around him. But it has become socially acceptable again a few years ago and now you can see more scooters on our streets than conventional two-wheelers.
It is also surprising that more and more adults are fans of these two-wheelers. This is mainly due to the savings potential of a scooter. It can travel 100 kilometers with around four liters of fuel. However, electric scooters are becoming increasingly popular. But unlike their “colleagues” who run on petrol, they are much more expensive. A purchase is still worthwhile, even if many have to take out a loan for the scooter.
Financing the scooter
Those who do not yet have a scooter will want to buy a scooter at the latest now that the first rays of sunshine are appearing in the sky and the temperatures are moving below freezing. This can be done in different ways. Many bike dealers offer the option of paying in installments.
At first glance, this may seem convenient because it keeps the purchase and financing in one hand. However, it becomes cheaper if the consumer borrows the scooter from a bank. Interest rates are just lower. Many banks also offer free repayment options. The two-wheeler cannot keep up with such conditions.
What is to be considered?
The loan term should in any case be shorter than the years of use of the scooter. In addition, a loan for the scooter also plays a role in whether further loans have to be paid off. Otherwise there is a risk that you will no longer be able to meet your current obligations. If you have a corresponding income, you should not choose long terms, but pay off the loan as soon as possible. Nowhere is the loss of value as high as with a scooter, especially since new models come onto the market every year.